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	<title>Scott Peckford &#187; Scott</title>
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	<link>http://scottpeckford.ca</link>
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		<title>First Time Buyer &#8211; Real Estate Tip &#8211; Location</title>
		<link>http://scottpeckford.ca/2009/11/11/first-time-buyer-real-estate-tip-location/</link>
		<comments>http://scottpeckford.ca/2009/11/11/first-time-buyer-real-estate-tip-location/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 23:12:28 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[First Time Buyer]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[Kelowna Mortgage Broker]]></category>
		<category><![CDATA[real estate location tip]]></category>
		<category><![CDATA[Scott Peckford]]></category>
		<category><![CDATA[smart first time home buyer]]></category>

		<guid isPermaLink="false">http://scottpeckford.com/?p=168</guid>
		<description><![CDATA[If you are considering buying a home don&#8217;t forget about the importance of location. A busy street is likely to be less desirable and less marketable if you ever need, or want to sell. This video highlights one of the dangers of living on a busy street.]]></description>
			<content:encoded><![CDATA[<object width="604" height="340"><param name="movie" value="http://www.youtube.com/v/_kwi6UDtkL0&hl=en&fs=1&"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/_kwi6UDtkL0&hl=en&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="604" height="340"></embed></object><p>If you are considering buying a home don&#8217;t forget about the importance of location. A busy street is likely to be less desirable and less marketable if you ever need, or want to sell. This video highlights one of the dangers of living on a busy street.</p>
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		<title>Proper Pre-Approval</title>
		<link>http://scottpeckford.ca/2009/11/05/proper-pre-approval/</link>
		<comments>http://scottpeckford.ca/2009/11/05/proper-pre-approval/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 15:20:44 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[First Time Buyer]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[pre approval mortgage]]></category>
		<category><![CDATA[proper pre-approval mortgage]]></category>
		<category><![CDATA[Scott Peckford]]></category>

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		<description><![CDATA[Getting pre-approved for a mortgage is always good advice. This video explains the process.]]></description>
			<content:encoded><![CDATA[<object width="604" height="340"><param name="movie" value="http://www.youtube.com/v/Oobjdui9Oig&hl=en_US&fs=1&"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/Oobjdui9Oig&hl=en_US&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="604" height="340"></embed></object><p>The most stressful mistake first time buyers make is not getting ‘properly’ pre-approved. This is probably one of the simplest problems to solve, but you do need to understand how this works.</p>
<p>This video will answer the following</p>
<p>* What is the difference between a pre-approval and a rate hold?<br />
* The number oneway to tell if your banker or broker is experienced or not?<br />
* How you will know if you have a ‘proper’ pre-approval?</p>
<p>To take the pre-approval quiz go to <a title="Proper Pre-Approval Quiz" href="http://smartfirsttimebuyer.ca/?p=63#more-63" target="_blank"><span style="text-decoration: underline;">Smart First Time Buyer.ca</span></a></p>
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		<title>The Low Down, on Down Payment</title>
		<link>http://scottpeckford.ca/2009/11/05/the-low-down-on-down-payment/</link>
		<comments>http://scottpeckford.ca/2009/11/05/the-low-down-on-down-payment/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 14:29:49 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[First Time Buyer]]></category>
		<category><![CDATA[first time home buyer loans]]></category>
		<category><![CDATA[HBP]]></category>
		<category><![CDATA[Home Buyers Plan]]></category>
		<category><![CDATA[home loan down payment]]></category>
		<category><![CDATA[low down payment homes]]></category>
		<category><![CDATA[mortgage down payment]]></category>
		<category><![CDATA[RRSP down payment]]></category>
		<category><![CDATA[Scott Peckford]]></category>

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		<description><![CDATA[Down payments are generally one of the hardest hurdles for first time buyers to clear when getting into a new home. This video will attempt to explain some of the nuances of down payment and how you have more options than you may realize. This video will answer the following: ...]]></description>
			<content:encoded><![CDATA[<object width="604" height="340"><param name="movie" value="http://www.youtube.com/v/P7UvL6fi9D0&color1=0xb1b1b1&color2=0xcfcfcf&hl=en&feature=player_embedded&fs=1"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.youtube.com/v/P7UvL6fi9D0&color1=0xb1b1b1&color2=0xcfcfcf&hl=en&feature=player_embedded&fs=1" type="application/x-shockwave-flash" allowfullscreen="true" allowScriptAccess="always" width="604" height="340"></embed></object><p>Down payments are generally one of the hardest hurdles for first time buyers to clear when getting into a new home. This video will attempt to explain some of the nuances of down payment and how you have more options than you may realize.</p>
<p>This video will answer the following:</p>
<p>* What are the 3 sources of down payment that lenders will accept?<br />
* Why lenders scrutinize down payments?<br />
* What is more important than the type of down payment?</p>
<p>To take the down payment quiz go to <a title="The Low Down, on Down Payment Quiz" href="http://smartfirsttimebuyer.ca/?p=66#more-66" target="_blank"><span style="text-decoration: underline;">Smart First Time Buyer.ca</span></a></p>
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